Personal Accounts
All interest rates & annual percentage yields accurate as of 12/03/2008.
Interest rates may change before account is opened.

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Bonus Savings Account*b

$25,000 and higher

1.98
2.00
$100.00 $25,000c

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Certificates Of Deposit*a
60-89 daysa
1.00
1.00
$500.00 $500.00c
90-179 daysa
1.74
1.75
$500.00 $500.00c
6 montha
1.84
1.85
$500.00 $500.00c
12 montha
2.97
3.00
$500.00 $500.00c
18 montha
2.97
3.00
$500.00 $500.00c
24 montha
3.21
3.25
$500.00 $500.00c
30 montha
3.21
3.25
$500.00 $500.00c
36 montha
3.21
3.25
$500.00 $500.00c
48 montha
3.46
3.51
$500.00 $500.00c
60 montha
3.94
4.00
$500.00 $500.00c

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Christmas Club*b

.30
.30
$1.00 $1.00c

 
Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Interest Bearing Personal Checking*b

$1 - $2,499

.25
.25
$100.00 $1.00c

$2,500 - $9,999

.25
.25
$100.00 $1.00c

$10,000 and higher

.50
.50
$100.00 $1.00c

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

IRA Savings*b

.30
.30
$1.00 $1.00c
 


 
Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Passbook Savings*b

.30
.30
$100.00 $1.00c


 

 

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Personal Money Market*b

$1 - $2,499

0.40
0.40
$100.00 $1.00c

$2,500 - $9,999

0.65
0.65
$100.00 $1.00c

$10,000 - $24,999

0.80
0.80
$100.00 $1.00c

$25,000 and higher

1.00
1.00
$100.00 $1.00c

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Platinum Checking*b

$25,000 -
$49,999.99

2.72
2.75
$25,000 $25,000c

$50,000 -
$74,999
.99

2.96
3.00
$25,000 $25,000c

$75,000+

3.20
3.25
$25,000 $25,000c

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Select Plus Checking*b

$5000 and higher

1.24
1.25
$100.00 $5000.00c
 

Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Silver 75 Checking Account*b

$75,000 and higher

0.75
0.75
$75,000 $75,000c
 
 
Interest
Rate
Annual Percentage Yield

Min Opening Deposit

Min Balance to Obtain APY

Statement Savings*b

.30
.30
$100.00 $1.00c

 

* Fees may reduce earnings on this account.

A) A penalty may be imposed for early withdrawal.
B) The interest rate and annual percentage yield may change after account opening.
C) Daily balance. The amount of the principal in the account each day.

 

Annual Percentage Yields (APYs) and interest rates are accurate as of 12/03/2008. Interest rates may change before an account is opened. Checking, savings, and money market accounts are variable rate accounts and rates are subject to change at any time. For Traditional CDs, a penalty may be imposed for early withdrawal.

Warren Bank is a member of the FDIC.